u tink Bangers bad with charging to transfer money to your own account all the way to .......
another province 30k away try this paddy shysters ,no wonerAIB went tits up when I disnvested my 55Euros for a couple of Guinnes at Tokio.
The Kvntz try this in Oz too
Banks charging customers up to Ä200 a year for current accounts
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By Aideen Sheehan Consumer Correspondent
Wednesday April 11 2012
BANK customers are being charged up to Ä196 a year just to operate a current account, and switching to another bank involves "undue hassle and cost".
Annual bank charges can vary by as much as Ä168, a survey by the Irish Independent has found.
Our survey found a typical customer spends between Ä28 and Ä196 a year just to operate a current account. But while the consumer watchdog warns customers they should shop around for the best deal, the Central Bank admits there are ongoing difficulties with the process of switching accounts.
It said one of the main problems was that banks provide poor information on how customers can switch.
The National Consumer Agency has urged AIB customers to shop around for the best deal when the bank pulls the plug on its "free" banking offer next month. AIB will charge customers for transactions unless they have Ä2,500 in their current account under the new rules.
However, while Irish consumers are the most active bargain-hunters in Europe for switching utilities such as gas and electricity, the latest figures show fewer than 700 people a month switch bank accounts despite the financial savings to be made.
The Central Bank said an investigation it carried out had highlighted concerns about banks providing poor switching information which could cause consumers "undue hassle and cost" when they tried to switch banks.
A spokesman said there were ongoing issues relating to one bank in particular, which it declined to name.AIB It is also carrying out a full review of the bank switching code, which is set to finish in June.
The Irish Independent survey compared prices using the Central Bank's profile of a typical customer making a defined number of transactions via ATMs, cheques and debit cards, online, at bank branches and electronically. It also includes overdraft facility fees and a number of irregular charges, such as not having the funds to meet a standing order.
We found Ulster Bank has both the lowest and highest prices, with their standard current account cheapest to run at Ä27.93 a year and their U First Gold the most expensive at Ä195.87.
Uorange requires thesash my father wore
A spokeswoman said that was because the U First Gold option gave customers a range of additional benefits, including annual worldwide travel insurance and mobile phone insurance, 25pc discounts on concert bookings and an interest-free overdraft up to Ä1,000.
Ulster Bank has seen a "notable increase in both customer enquiries and switchers" since AIB announced the end to its free banking offer, she said.
The second cheapest account to run was the EBS Money Manager, which worked out at Ä40.61-a-year. The next cheapest options were Bank of Ireland, National Irish Bank and Permanent (Lines alway engaged and impossibel to get eMail response
almost as fuckwitted as Slamese finanz)
TSB, who all offer current accounts costing in the region of Ä90 a year to run.
The Irish Independent found the switching process involves a lot of paperwork and customers are advised to pick a quiet time of the month to prevent disruption to payments -- for example, just after their mortgage has been paid rather than before.
Customers must initially open a new account by providing identity documentation to the new bank. They are given a switching pack and assistance with transferring their direct debits and standing orders to the new bank.
The new bank will provide letter templates for you to send to companies such as mortgage providers, utilities and your employer to authorise the changeover. Setting up a new overdraft involves an additional application process but credit cards and savings accounts do not have to be transferred from the old bank.
- Aideen Sheehan Consumer Correspondent
While Dr Sheehan doesnt recommend stringing a few up along with theGerman shylocks it seems to have popular support and theEuro disaster is far from over for non millionaire Irish who actually want to live inIreland.
Spain and Portugal may nudge Italy Belgium towards the point of no return